**Warning**: Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9.%** | CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Same day loans approved without credit checks?

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

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Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Same Day Loans no credit check?

For people needing cash quickly, as well as those worried about their credit scores, same day loans with no credit check sound perfect. However, the truth is that these loans do not exist. Furthermore, claims such as same day loans with no credit checks and no guarantor are unfairly targeting people unable to go anywhere else and whom may already be experiencing financial difficulties. Our broker partner is fully authorised and regulated by The Financial Conduct Authority, they only deal with money lenders that are also fully FCA licensed; meaning they must perform a credit check on every loan application they receive. Therefore, if same day loan loans with no credit checks do not exist, what other options are there for people looking for such loans?

Same day loans with no credit check questions:

Q1 – Do CUJ Loans perform a credit check?
Q2 – What factors are considered for a same day loan, outside of a credit check?
Q3 – How quickly will I get my same day loan?
Q4 – How much could I apply for without a credit check?

CUJ Loans does not perform a credit check. When your application for a same day loan is referred by our broker partner to one of their direct lenders they will perform a soft credit search. This is a credit search that cannot be seen by any other lenders and is also a search that will not leave any kind of mark on your credit record. You complete one quick online form and they do the rest. You have no obligation to take out the same day loan, however, please note however that if you do go on take the finance, there will be credit checks performed by the lender.
Thankfully, there are now various alternatives available for people wishing to get access to same day cash loans with no credit check. Firstly, some lenders are much more sympathetic to applicants with bad credit scores. This means that whilst still performing a credit check, they will take into account other factors. Your employment status and current financial status, as well as how much you wish to borrow and for how long, will all be considered in addition to your credit score.

Secondly, our broker partner has developed an ‘Eligibility Checker’ that allows you to see the likelihood of you being accepted before you submit an application. As well as this ‘soft search’ technology gives you the comfort in knowing that your credit rating won’t be affected if you decide to apply for a same day loan, even if you have very bad credit

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Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

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How quickly will I get my same day loan?

As with other modern, same day loans, direct lenders strive to get you the money as quickly as possible. Offering online applications and instant decisions, many of the lenders on our broker partner’s panel will get you the money the same day you apply. Such speed and ease of use have made payday loans one of the most common and popular ways of securing cash loans in the UK. Offering unrivalled flexibility and loans of varying amounts and length, many of the lenders on the panel will tailor a loan to meet your individual needs; ensuring you get a loan that gives you the money you need, when you need it; as well as making sure that your repayment plan is affordable and easily manageable.

As explained previously, all lenders will carry out a credit check at some stage. You can apply for loans ranging from small amounts of less than one hundred pounds, running right up to £5000. As with all short-term loans, these loans can be in your bank account on the same day as you apply, even if you have a bad credit score.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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