**Warning**: Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9.%** | CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Borrow money online today.

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Lenders can check your eligibility in just 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Powered by Flux Funding

Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Borrowing money online in the UK – Is it safe?

There are of course always dangers when it comes to borrowing money. There are more lenders and brokers in the UK than ever before and it can be quite a minefield knowing where is the best place for you to borrow money online. All lenders and credit brokers in the UK are regulated by The Financial Conduct Authority. This gives customers a great level of protection. Companies have to act responsibly in everything it does, from its marketing, what it says on its website and who they allow to borrow money. UK lenders are under scrutiny that has never been seen before, and this is great for customers. The FCA has even introduced a rate cap of 0.8% interest per day, so you know that you will never pay more than that.

Payday loan lender questions:

Q1 – Borrowing money online in the UK – Is it safe?
Q2 – Do CUJ Loans credit check?
Q3 – How easy is it to borrow money?
Q4 – How much money should you borrow?
Q5 – I have bad credit. Can I still borrow money?

Whilst CUJ Loans does not perform a credit check, the lenders on our broker partner’s panel who view your application will perform a ‘soft search’. This has no impact on your credit rating, meaning they can search the market to get you the best deal. Once approved, the lender will complete a full credit check before paying out your loan. The is no such thing as a short term loan with no credit check.

Try the No Obligation Eligibility Checker

Get your money the same day

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Powered by Flux Funding

How easy is it to borrow money?

The simple application process is all part of our aim to make borrowing money stress free and affordable. This is because we understand that life can be unexpected at times and that when such things happen, having fast, fair access to extra funds is important. It is important to make sure that you only apply for credit if it is needed. Taking on additional credit can impact you financially.

Once you have decided that you need a loan, the next question is how much money can I borrow? When looking for a loan it is always important to ensure you only borrow what you need; too little and you may find yourself needing to take out another loan; too much and your repayment plan may be much longer than you require. To help with this, our broker partner’s panel of lenders will allow you to borrow money to your specified amount. Available from the very small to the medium and bigger, the lenders offer an incredible selection of short term loans. This allows you to better budget for your loan and ensures you repay the money you borrow as quickly and affordably as possible.
CUJ Loan’s broker partner works with one of the biggest panel of lenders in the UK. Many of these lenders will allow you to borrow money fast even if you have bad credit. If you can afford the repayments, have a regular income, are aged 18 or over, are a UK resident and have a valid bank account we may be able to help. If you are worried about being declined, try the free ‘Eligibility Checker’ to find out if you can borrow money with bad credit. Soft Search technology means that you can search the market for the best bad credit loans for you without damaging your credit score.
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Hold up, before you go...

FREE Eligibility Checker?

  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote

Try it now
Powered by Flux Funding

No Thanks, I'm Good
Hold up, before you go..