**Warning**: Late repayment can cause you serious money problems. For help moneyhelper.org.uk | **Representative APR: 49.9.%** | CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help moneyhelper.org.uk

Student short term loans

Apply to borrow £100 to £5,000 today

3 to 36 month terms.

  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
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Representative 49% APR.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1721% APR - your no obligation quote and APR will be based on your personal circumstances. Subject to lender's requirements and approval.


CUJ Loans is a registered trading name of Upward Finance Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


CUJ Loans provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. CUJ Loans and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Student short term loans, are they available?

Short term loans are available to almost anyone if you are able to meet the criteria. Typically this will require you to have a regular income. Students are often employed on at least a part-time basis, which will make a student short-term loan a possibility. With loans starting from £100 until your next payday, or a larger amount paid over a longer term, CUJ Loans’ partner has access to a variety of quick loans to suit almost any circumstance.

Short term student loan questions:

Q1 – Can students with bad credit apply for short term loans?
Q2 – I am a student, how much can I apply to borrow?
Q3 – Do all lenders offer loans for students?
Q4 – I don’t have much of a credit history, will that harm my application?

Most of the direct lenders on our broker partner’s large panel specialise in providing loans to people who have bad credit. Although all lenders will credit check your application, lenders will look at other considerations too. Including your income and ability to repay the loan.
When you apply for a loan via CUJ Loans, you are able to select an amount between £100 and £5000. Generally speaking, loans of higher amounts will be more difficult to be accepted for, particularly if you are a student as the repayments are likely to be higher, meaning you will need to display that you can afford the repayments.
Whilst most lenders operating in the UK offer similar ranges of loans, some loans are considered less common, and are therefore only provided by more specialised lenders. Whilst student short-term loans are becoming more readily available, not all lenders will offer them. CUJ Loans’ partner will refer your application to those lenders who are more likely to approve your loan. This is done using “soft search” technology so there is no impact on your credit rating and they can even get you an instant decision and once approved you could get your money on the same day*.

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

I don’t have much of a credit history, will that harm my application?

If you are a young borrower, it is possible that you have not had time to build up much credit history. This can be quite challenging as obtaining credit when you haven’t had credit before. Lenders will generally look at your past history of paying back credit when assessing your application. Our broker partner’s lender panel will look beyond just your credit history and will assess your ability to repay the loan too.

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
    Online
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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